Northmill Bank is a pioneering financial institution at the intersection of technology and finance, committed to revolutionizing the way people manage and protect their financial well-being. We are creating a different kind of banking experience, digital yet personal.

Northmill Bank was founded in 2006 and have grown to over 170 employees in 4 countries, 2.500 merchants and 600.000 end users. We use the latest technology to develop safe, smart, and user-friendly products for our customers. They are the sole reason why we do what we do. We are a 100% cloud-based product company where technology is the driver to create smarter banking products.

Grab this opportunity to be a part of us and our journey!

About the role

Northmill Bank is seeking a seasoned Credit Analyst with extensive expertise in real estate financing. The ideal candidate has experience in underwriting large loans secured by real estate, preferably including construction loans, as well as commercial experience managing a portfolio of customers.

This role also includes responsibility for the bank's corporate lending department, targeting a 1 billion SEK portfolio growth in 2025. Initially, you will oversee a team of three senior analysts, with the expectation to build and enhance the department's capabilities to ensure efficient and effective operations. 
You will report directly to Northmill Bank’s Chief Lending & Analytics Officer and offers the opportunity to make a significant impact on the bank's corporate lending strategy.

Responsibilities

• Underwrite loans secured by real estate, ensuring thorough risk assessment and compliance.
• Oversee the day-to-day operations of the Corporate Lending Department, driving performance and efficiency.
• Chair the bank's Credit Underwriting Committee, leading decision-making on loan approvals.
• Develop and enhance operational capabilities to ensure seamless, efficient, and effective processes.

Qualifications

We are seeking an experienced Credit Analyst with a proven track record in underwriting real estate loans. The ideal candidate brings extensive banking experience and deep expertise in real estate financing.

• A university degree in Accounting, Finance, Business, or Economics.
• At least 10 years of experience in real estate financing.
• Strong knowledge of relevant regulations, including the Capital Requirements Directive
  
• Proven experience in managing distressed assets and loan workouts.

Fun Facts:

• Work-life balance - hit the gym two minutes away or go for a jog in the city.
• Event - highly appreciated “Northchill”.
• Health - 5000 kr health care allowance 
• Breakfast and fruits every day, as well as "holy fika” each Friday.
• Regular after work and celebrated successes at the office.
• Stockholm's most beautiful office space that the city has to offer, right in the city center with incredible views and our very own roof top terrace.

Apply today and be a part of Northmill!